4495 Montalvo St, San Diego, CA 92107

• 2 beds |
• 2 baths |
• 981 sqft

Property Description

4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.

Listing Status:

Active

Date Added:

October 28, 2025 at 05:00AM

Listing Office:

Compass : 858-345-4514

Listing Agent:

Javier Hernandez : 619-738-4006

MLS ID:

250042712SD

Interior

• Appliances: DishwasherDisposalGas RangeRefrigerator
• Laundry: Electric Dryer HookupLaundry Room
• Flooring: Laminate
• A/C: Wall/Window Unit(s)
• Heating: Natural Gas

Exterior

• Pool: None
• Parking: OtherParking spaces: 0

Construction

• Roofing: Asbestos Shingle
• General: Stucco1

Location

• Originating MLS: CRMLS_SAND
• County: San Diego

Lot

• Zoning: R-4:MULTIP4498601000
• View: OceanPeek-A-BooView

Utilities

• Utilities: Water Available

Financial

• Source: CRMLS_SAND

This listing courtesy of Javier Hernandez, Compass